Acheter un logement

PAL home ownership loan

The PAL home ownership loan (previously called the 1% housing loan) is granted, (under certain conditions)  to employees of private companies (with a workforce of >10) for the purchase of their main residence.

Who can benefit ?
Employees of private (non-agricultural) sector companies belonging to the scheme.

The amount of the loan, which depends on the location of the property, may cover up to 50% of the final cost with a minimum and maximum amount for each zone (minimum €6,400, maximum €17,600). The interest rate is 1,5% (nominal annual rate excluding insurance and fees).