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Approved loans

An approved loan is granted by a bank or financial institution in agreement with the French state. It may be used to fully finance the cost of construction or purchase of a new-build or existing property , but also the costs of certain home improvements.

An approved loan is reimbursed with interest.

Who can benefit?

Any individual wishing to build, buy or improve a property can benefit from an approved loan, which is not means tested.  The borrower may be eligible for  APL (personalised housing allowance).

Who to contact?

Your bank or a State-approved loan company.